Free tool
Skrill Fees Calculator
Estimate the real cost of any Skrill transaction in seconds. Compare Standard vs VIP tiers and pick the cheapest route.
Estimated fee
5.50 EUR
1.10% of amount
You send
500.00 EUR
Recipient gets
494.50 EUR
€5.50 flat fee per bank withdrawal (Standard).
Free to sign up. VIP tiers unlock lower FX markups and free bank withdrawals.
How Skrill fees work
Skrill charges three main types of fees: transaction fees (fixed % on card deposits, withdrawals and P2P sends), currency conversion markup on any cross-currency movement, and inactivity fees after 12 months. VIP tiers materially reduce FX markup — the single biggest hidden cost for international users.
For a full breakdown of limits, verification levels and every fee line, see our Skrill fees & limits guide or the complete Skrill review.
Skrill withdrawal fees at a glance
Withdrawals are where most people lose money. These are the headline 2026 rates the calculator above uses — run your own amount through it to see the exact cost.
| Withdrawal method | Standard | VIP Diamond |
|---|---|---|
| Bank transfer | ≈ 5.50 fixed | Free |
| Visa / Mastercard card | ≈ 7.5% | ≈ 7.5% |
| Skrill to Skrill send | 1.45% | Free |
| Currency conversion (FX) | 3.99% | 1.29% |
Rates are indicative for personal accounts in Europe and vary by country and currency — confirm the current schedule on Skrill's official fees page before a large transfer.
Skrill fees in the US (USD)
US personal accounts are priced in USD and the headline percentages match the European schedule, but the flat bank withdrawal fee is charged in dollars and card withdrawals are the costliest route. Gambling deposits are restricted in most US states, so the common use cases are trading, freelancing payouts and crypto.
| Transaction (US account) | Standard fee | Cost on $1,000 |
|---|---|---|
| Deposit by card | ≈ 2.5% | $25.00 |
| Deposit by bank (ACH) | Free | $0.00 |
| Withdraw to US bank | ≈ $5.50 flat | $5.50 |
| Withdraw to Visa card | ≈ 7.5% | $75.00 |
| Send to another user | 1.45% (max $20) | $14.50 |
| USD → EUR conversion | 3.99% (1.29% VIP Diamond) | $39.90 / $12.90 |
Set the calculator currency to USD to price any of these instantly for your own amount.
Skrill fees in the UK (GBP)
UK accounts are FCA-regulated and settle to British bank accounts by Faster Payments, usually within one business day. Betting and casino deposits are widely supported, which is the single biggest reason UK users pick Skrill over PayPal — but note that Skrill deposits are excluded from many bookmaker bonus offers.
| Transaction (UK account) | Standard fee | Cost on £1,000 |
|---|---|---|
| Deposit by card | ≈ 2.5% | £25.00 |
| Deposit by bank transfer | Free | £0.00 |
| Withdraw to UK bank | ≈ £4.67 flat | £4.67 |
| Withdraw to Visa card | ≈ 7.5% | £75.00 |
| Send to another user | 1.45% (max £17) | £14.50 |
| GBP → EUR conversion | 3.99% (1.29% VIP Diamond) | £39.90 / £12.90 |
Switch the calculator to GBP to check your own transfer, and see the full fees & limits guide for verification thresholds.
How much VIP tiers save you: Standard vs Diamond
The example below is the most common expensive combination — converting currency and withdrawing to a bank account. Standard pays a 3.99% FX markup plus a 5.50 withdrawal fee; VIP Diamond pays 1.99% and withdraws free.
| Transfer amount | Standard total cost | VIP Diamond total cost | You save |
|---|---|---|---|
| 100 | 9.49 | 1.99 | 7.50 |
| 500 | 25.45 | 9.95 | 15.50 |
| 1,000 | 45.40 | 19.90 | 25.50 |
| 2,500 | 105.25 | 49.75 | 55.50 |
| 5,000 | 205.00 | 99.50 | 105.50 |
Across a year of monthly 1,000 transfers that is roughly 306 saved by holding Diamond status. Bronze, Silver and Gold sit in between — use the calculator above to price your own tier and amount.
Skrill vs PayPal, Wise and Revolut: fee comparison
Same task, four wallets: sending 1,000 to another user and converting currency. Figures are typical personal account rates in Europe in 2026 — check each provider before a large transfer.
| Fee | Skrill | PayPal | Wise | Revolut |
|---|---|---|---|---|
| Send to another user | 1.45% (free on VIP) | Free domestic / ~2.9% intl. | n/a | Free between users |
| Currency conversion | 3.99% (1.29% VIP Diamond) | ~3–4% | ~0.4–0.6% | Free to plan limit, then 1% |
| Bank withdrawal | ≈ 5.50 (free VIP) | Free / small fixed | Included in transfer fee | Free |
| Gambling & betting deposits | Widely accepted | Restricted | Not supported | Often blocked |
Wise wins on pure currency conversion, but Skrill is the cheapest and most widely accepted option for wallet transfers, gaming, betting and trading deposits — and VIP status removes most of its fees. See the full breakdowns in Skrill vs PayPal, Skrill vs Wise and Skrill vs Revolut.
Skrill fees in Europe (EUR & SEPA)
Euro wallets are the cheapest way to run a Skrill account: SEPA deposits are free, SEPA withdrawals are a single flat fee, and there is no FX markup at all as long as you keep the balance in euro. The markup only applies the moment a payment leaves the wallet in a different currency.
| Transaction (EUR account) | Standard fee | Cost on €1,000 | Typical speed |
|---|---|---|---|
| SEPA deposit | Free | €0.00 | 1–3 business days |
| Card deposit | ≈ 2.5% | €25.00 | Instant |
| SEPA withdrawal | €5.50 flat (free VIP Silver+) | €5.50 | 2–5 business days |
| Card withdrawal | ≈ 7.5% | €75.00 | 2–5 business days |
| Send to another Skrill user | 1.45% (max €20) | €14.50 | Instant |
| EUR → GBP / USD conversion | 3.99% (1.29% VIP Diamond) | €39.90 / €12.90 | Instant |
Set the calculator to EUR to price your own SEPA transfer, or read the Skrill fees & limits guide for verification tiers and account caps.
Skrill withdrawal fees compared: bank vs card
Withdrawal is where most people lose money on Skrill, because the two routes are priced completely differently: a bank withdrawal is a flat fee, while a card withdrawal is a percentage with no cap. The crossover point is around 75 — below that a card can be cheaper, above it the bank always wins.
| Amount withdrawn | Bank (Standard) | Card (≈7.5%) | Bank (VIP) | Cheapest route |
|---|---|---|---|---|
| 50 | 5.50 | 3.75 | 0.00 | Card (or VIP bank) |
| 100 | 5.50 | 7.50 | 0.00 | Bank |
| 500 | 5.50 | 37.50 | 0.00 | Bank |
| 1,000 | 5.50 | 75.00 | 0.00 | Bank |
| 5,000 | 5.50 | 375.00 | 0.00 | Bank |
Three habits cut withdrawal costs to almost nothing: withdraw to a bank rather than a card, batch small withdrawals into one larger transfer so the flat fee is paid once, and hold the balance in the same currency as the receiving account so no 3.99% FX markup is added on top of the withdrawal fee.
FAQ
How much does Skrill charge to withdraw money?
A bank withdrawal costs a flat fee of around 5.50 on a Standard account and is free on VIP Diamond. Withdrawing to a Visa or Mastercard costs roughly 7.5% of the amount, which makes it the most expensive route for anything above a small balance.
How accurate is this Skrill fees calculator?
Estimates are based on Skrill's published 2026 fee schedule for personal accounts in Europe. Actual fees depend on your country, currency, verification level and payment method. Always confirm on skrill.com before large transfers.
Do VIP tiers really lower fees?
Yes. VIP Bronze, Silver, Gold and Diamond members get discounted FX markups (from 3.99% down to 1.29%) and free bank withdrawals once qualification volume is met. On a 1,000 conversion plus withdrawal that is about 25 saved per transfer.
Which Skrill fee is the most expensive?
Card withdrawals (around 7.5%) and currency conversion (up to 3.99% markup on Standard accounts) are typically the highest costs. Bank transfers in and Skrill-to-Skrill transfers are much cheaper.
Is Skrill cheaper than PayPal?
For sending money to another wallet user and for gambling or trading deposits Skrill is usually cheaper: 1.45% versus PayPal's typical 2.9% + fixed fee on many transfers. For pure currency conversion PayPal and Skrill are close on Standard accounts, while Wise is normally cheaper than both.
What are Skrill fees in the US?
US accounts pay roughly 2.5% on card deposits, nothing on ACH bank deposits, about $5.50 to withdraw to a US bank, around 7.5% to withdraw to a card, 1.45% to send to another Skrill user and up to 3.99% on USD conversions (1.29% on VIP Diamond).
What are Skrill fees in the UK?
UK accounts pay about 2.5% on card deposits, free bank transfer deposits, roughly £4.67 for a bank withdrawal, around 7.5% for card withdrawals, 1.45% on Skrill-to-Skrill sends and up to 3.99% FX markup on GBP conversions, falling to 1.29% on VIP Diamond.
How can I avoid Skrill fees?
Fund the account by bank transfer rather than card, keep balances in the same currency you spend to avoid the FX markup, withdraw to a bank account instead of a card, and reach a VIP tier if you move meaningful monthly volume.
What are Skrill withdrawal fees in Europe (EUR)?
A SEPA bank withdrawal from a euro wallet costs a flat €5.50 on a Standard account and is free from VIP Silver upward. Withdrawing to a Visa or Mastercard costs about 7.5% of the amount with no cap, so a €1,000 card withdrawal costs roughly €75 versus €5.50 by SEPA.
How long does a Skrill withdrawal take?
SEPA bank withdrawals in Europe usually land in 2-5 business days, UK Faster Payments withdrawals normally within one business day, US ACH withdrawals in 2-5 business days, and card withdrawals in 2-5 business days. Skrill-to-Skrill transfers are instant.
Is there a minimum Skrill withdrawal amount?
Bank withdrawals generally require at least the equivalent of about 10 in your wallet currency, and the flat fee is charged per withdrawal rather than per amount. Batching one larger withdrawal instead of several small ones is the simplest way to cut the flat cost.