US fee guide · Updated for 2026
Skrill Fees in the US
Explained Simply
The three fees that catch US users off guard — the $5.50 ACH withdrawal fee, the 2.99% international fee, and the inactivity fee — plus exactly how to avoid each one.
Same fee whether you cash out $50 or $5,000 to a US bank.
Applied when you send abroad or convert USD to another currency.
Deducted from your balance after a long period of no activity.
The $5.50 ACH Withdrawal Fee
When you move money from Skrill to a US bank account, it goes over the ACH network and costs a flat $5.50 per withdrawal. This is the fee US users complain about most — but it's also the easiest to manage.
- It's flat, not a percentage: withdrawing $50 means an 11% hit; withdrawing $1,000 means just 0.55%.
- Batch your withdrawals: one $1,000 withdrawal costs $5.50 total; ten $100 withdrawals cost $55.
- Timing: ACH transfers typically land in 1–3 business days.
What the flat fee really costs you
*Effective fee = $5.50 divided by the withdrawal amount. The lesson: withdraw less often, in larger amounts.
Cost of a $1,000 international transfer
*Example only. Exchange rates move constantly; check the rate shown in your Skrill account before confirming.
The 2.99% International Fee
Sending money abroad or converting between currencies triggers a 2.99% fee on top of the exchange rate. For US users this shows up when you send USD to someone who receives EUR, GBP, or another currency.
- Stay in USD when you can: US-to-US Skrill transfers don't trigger the conversion fee.
- Compare before big sends: for large international transfers, run the numbers in our fee calculator first.
- VIP tiers pay less: high-volume users get reduced FX markups — see the global fees breakdown.
The Inactivity Fee — and the 10-Second Fix
If your Skrill account sits untouched for a long stretch, Skrill deducts a monthly inactivity fee from your balance. It's the most avoidable fee on this list.
Log in occasionally
A simple login counts as activity and resets the inactivity clock. Set a calendar reminder every few months.
Make a small transaction
Any deposit, send, or spend also resets the timer — even a small one.
Empty dormant balances
The fee is taken from your balance — an empty account has nothing to charge. Withdraw what you don't need.
Skrill US Fees: Common Questions
How much does Skrill charge to withdraw to a US bank account?▼
A flat $5.50 per ACH withdrawal, regardless of amount. That's why fewer, larger withdrawals are much cheaper than many small ones.
What is Skrill's 2.99% international fee?▼
It's charged when you send money internationally or convert USD into another currency. On a $1,000 transfer that's about $29.90. Pure USD-to-USD activity doesn't trigger it.
Does Skrill charge an inactivity fee in the US?▼
Yes — after a long period with no logins or transactions, a monthly fee is deducted from your balance. Logging in or making any transaction resets the clock, and an empty balance can't be charged.
Can I use Skrill in the US at all?▼
Yes. Skrill operates a dedicated US product. Signup requires standard identity details including the last 4 digits of your SSN, and the feature set differs slightly from the European version.
How do I check my exact fees before transacting?▼
Use our free Skrill fee calculator to estimate deposit, withdrawal, and conversion costs for your amounts, and always confirm the final fee shown in your Skrill account before confirming a transaction.
Open your Skrill account — it's free
Registration takes about 2 minutes. US users: have the last 4 digits of your SSN ready for verification.
Register for Free Now